A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "The Fair Credit Reporting Act's Limited Preemption of State Laws".
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Summary
This joint resolution uses the Congressional Review Act to disapprove a 2025 rule by the Bureau of Consumer Financial Protection that withdrew a 2022 rule on the Fair Credit Reporting Act's preemption of state laws. If passed, the disapproval would nullify the withdrawal, effectively restoring the 2022 rule that limited federal preemption of state consumer credit reporting protections. The resolution was introduced in March 2026 and discharged from committee in April 2026, but a motion to proceed was rejected by the Senate.
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