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This joint resolution uses the Congressional Review Act to disapprove a Bureau of Consumer Financial Protection rule that withdrew a previous regulation on Truth in Lending (Regulation Z) regarding digital user accounts for Buy Now, Pay Later loans. If passed, the disapproval would prevent the withdrawal rule from taking effect, effectively preserving the original Buy Now, Pay Later lending regulation. The resolution was introduced in March 2026 and discharged from committee in April 2026 but failed to advance when a motion to proceed was rejected by the Senate.
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