A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans".
See how your representatives voted on this bill.
DeepSyte matches this bill to the issues you care about and shows whether your reps' votes line up — not party, not press releases. Take the 2-minute values quiz to see your alignment.
Alignment with your views
Sign in and take the values quiz to see how this bill lines up with what you've said.
Summary
This joint resolution uses the Congressional Review Act to disapprove a Bureau of Consumer Financial Protection rule that withdrew a previous regulation on Truth in Lending (Regulation Z) regarding digital user accounts for Buy Now, Pay Later loans. If passed, the disapproval would prevent the withdrawal rule from taking effect, effectively preserving the original Buy Now, Pay Later lending regulation. The resolution was introduced in March 2026 and discharged from committee in April 2026 but failed to advance when a motion to proceed was rejected by the Senate.
Values analysis
Sign in and take the values quiz to get a personalized read on how this bill lines up with your positions.
How your representatives voted
Sign in to see how your representatives voted on this bill.