A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports".
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Summary
This joint resolution uses the Congressional Review Act to disapprove a rule by the Bureau of Consumer Financial Protection that withdrew a 2022 fair credit reporting rule governing permissible purposes for furnishing, using, and obtaining consumer reports. If passed, the disapproval would prevent the CFPB's withdrawal from taking effect, effectively preserving the 2022 rule's requirements. The resolution was introduced in March 2026 and discharged from committee in April 2026 but failed to advance when a motion to proceed was rejected by voice vote in the Senate.
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