A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Equal Credit Opportunity (Regulation B); Revocations or Unfavorable Changes to the Terms of Existing Credit Arrangements".
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Summary
This joint resolution disapproves a Bureau of Consumer Financial Protection rule that withdrew a 2022 regulation on equal credit opportunity. The resolution invokes the Congressional Review Act to invalidate the CFPB's withdrawal action, meaning the original 2022 regulation on revocations or unfavorable changes to existing credit arrangements would remain in effect. The measure failed to advance in the Senate.
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