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The Disaster Loan Accountability and Reform Act (DLARA) establishes new reporting and oversight requirements for the Small Business Administration's disaster loan program. The bill requires monthly reports to Congress detailing loan obligations and funding status, mandates that the President's budget include separate statements on disaster loan costs and administrative expenses with 10-year averages, and authorizes the SBA to limit new loan obligations when funding falls below 10 percent of the 10-year average annual cost. The bill also directs the Government Accountability Office to conduct reports on loan disbursement patterns and the fiscal impact of recent changes to disaster loan terms.
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