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The Restoring Patient Protections and Affordability Act of 2025 extends enhanced premium tax credits for health insurance through 2028, expands the open enrollment period for plan year 2026, and restores funding for navigator programs to help consumers enroll in coverage. The bill also imposes new notice and reporting requirements on health insurers, streamlines reenrollment processes, and includes provisions to stabilize the health insurance marketplace and protect consumers from premium increases and coverage denials.
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