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The Housing Survivors of Major Disasters Act of 2026 expands federal disaster assistance eligibility and use under the Stafford Act to include individuals without documented property ownership, including those experiencing homelessness and those with constructive ownership claims. The bill allows disaster assistance funds to cover costs of obtaining property title and establishes a self-certification form for applicants. It also amends the Stafford Act's repair and rebuilding provisions to broaden eligibility criteria and requires FEMA and HUD to coordinate on disaster housing assistance programs.
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