Protecting Our Widows and Widowers in Retirement Act
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Summary
This bill amends the Social Security Act to improve benefits for widows and widowers in two-income households. It allows widows and widowers to receive the greater of either their deceased spouse's primary insurance amount or 75 percent of the sum of their own retirement/disability benefit plus their deceased spouse's primary insurance amount, subject to a cap based on a hypothetical worker earning one-third of the national average wage. The changes apply to benefits payable after December 2026 and include a provision to protect Supplemental Security Income (SSI) beneficiaries from losing eligibility due to increased Social Security benefits.
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