Lower Premiums, Faster Payments Act
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Summary
This bill amends federal health insurance law to modify surprise medical billing protections for private health insurance. It eliminates the independent dispute resolution process for surprise billing disputes through December 31, 2027, and changes how the "qualifying payment amount" (the benchmark rate used to resolve out-of-network billing disputes) is calculated starting in 2028, shifting from a median contracted rate to a rate based on January 31, 2019 rates adjusted for inflation. The bill also extends these changes to air ambulance services and requires the Secretary of Health and Human Services to issue updated rulemaking on the new methodology.
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How your representatives voted
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