Producer and Agricultural Credit Enhancement Act of 2025
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Summary
This bill amends the Consolidated Farm and Rural Development Act to increase loan limits for farm ownership and operating loans provided by the Farm Service Agency. It raises the direct loan cap for farm ownership from $600,000 to $850,000 and the guaranteed loan cap from $1.75 million to $3.5 million; similarly increases operating loan caps from $400,000 to $750,000 (direct) and $1.75 million to $3 million (guaranteed). The bill also modifies the inflation adjustment mechanism, increases microloan limits from $50,000 to $100,000, and establishes a new program allowing distressed guaranteed loans to be refinanced into direct loans under specified conditions.
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How your representatives voted
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