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H.R. 423 (119th Congress)Committee
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Private Student Loan Bankruptcy Fairness Act of 2025

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Summary

Official CRS summary

This bill modifies the treatment of certain student loans in bankruptcy. Specifically, it allows private student loans to be discharged in bankruptcy regardless of whether a debtor demonstrates undue hardship. Under current law, student loans may be discharged in bankruptcy only if the loans impose an undue hardship on the debtor.

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