TRUST Act of 2025
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Alignment with your views
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Summary
The TRUST Act of 2025 amends the Federal Deposit Insurance Act to increase the asset threshold for reduced examination frequency from $3 billion to $6 billion. Under this change, well-managed insured depository institutions with assets under $6 billion would be examined not less than once every 18 months, rather than annually. The bill effectively extends the examination cycle for smaller banks that meet qualifying standards.
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How your representatives voted
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