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The Living Donor Protection Act of 2025 prohibits life insurance, disability insurance, and long-term care insurance companies from denying coverage, canceling policies, or increasing premiums for individuals based solely on their status as living organ donors, unless there are actual, unique, and material actuarial risks. The bill also requires the Secretary of Health and Human Services to review and update educational materials about living organ donation, including information on the benefits, risks, and insurance implications of donation.
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