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This bill amends the Consolidated Farm and Rural Development Act to reduce the experience requirement for farmers and ranchers seeking direct farm real estate loans from the U.S. Department of Agriculture. Specifically, it lowers the baseline eligibility requirement from 3 years to 1 year of farm management experience, and allows the Secretary of Agriculture to further reduce this to 6 months for certain applicants with acceptable alternative education or experience. The bill is intended to make federal farm lending programs more accessible to beginning and next-generation farmers.
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