National Infrastructure Bank Act of 2025
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Summary
This bill establishes a National Infrastructure Bank as a federal government corporation authorized to provide direct loans and financing of up to $5 trillion for qualifying infrastructure projects, including roads, bridges, water systems, broadband, schools, rail, affordable housing, and energy infrastructure. The bank would be governed by a Board of Directors and would operate with tax-exempt status, allowing contributions to be treated as charitable donations and preferred dividends to be excluded from gross income. The bill aims to close a projected $3.7 trillion infrastructure financing gap over ten years by leveraging public deposits and private capital without requiring additional federal taxes or deficits.
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