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The American Affordability Act of 2025 amends the Internal Revenue Code to address cost-of-living pressures through multiple tax credits and incentives. The bill expands affordable housing programs by increasing low-income housing tax credits, creating new homebuyer and rental assistance credits, and modifying housing credit eligibility rules. It also extends and creates clean energy and electric vehicle tax credits, enhances child tax credits with monthly advance payments, expands education credits and student loan provisions, and increases health insurance premium assistance eligibility.
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