Mental Health and MAMA Act of 2026
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Summary
The Mental Health and MAMA Act of 2026 amends federal health insurance laws to require group health plans and health insurance issuers to cover mental health services and substance use disorder services without cost-sharing (copayments, coinsurance, deductibles) for pregnant individuals and those in the one-year postpartum period. The requirement applies to in-network providers and includes telehealth services, with an effective date two years after enactment. The bill also extends continuity-of-care protections to individuals receiving mental health or substance use disorder treatment following pregnancy.
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