AI Fraud Accountability Act

The bill would add a new subsection to the Communications Act of 1934 making it a federal crime to use a digital impersonation, meaning an AI or computer-generated depiction of a real or imaginary person that appears genuine, in interstate or foreign communications with intent to defraud. Violations would carry fines, up to 3 years' imprisonment, and mandatory criminal forfeiture of proceeds and tools used, with threats to commit such fraud also punishable. The bill also directs the Federal Trade Commission to enforce a parallel prohibition as an unfair or deceptive practice, creates a 10-year NIST working group to develop best practices for detecting and tracing digital impersonations, and requires the FTC to identify foreign countries where such violations most often originate.

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