To amend the Fair Credit Reporting Act to prohibit certain adverse information related to late or missed payments during a Government shutdown by a furloughed or unpaid Government employee from being included in consumer reports, and for other purposes.
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Summary
Based on the bill's title, this legislation would amend the Fair Credit Reporting Act to prevent credit reporting agencies from including certain negative payment information in consumer credit reports when those late or missed payments result from a federal government shutdown affecting furloughed or unpaid employees. The bill aims to protect federal workers' credit scores during periods when they are unable to receive paychecks due to government shutdowns.
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