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S. 3830 (119th Congress)Committee
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TRUST Act of 2026

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Summary

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The bill amends Section 10(d) of the Federal Deposit Insurance Act to raise the total-asset threshold from $3 billion to $6 billion in two places. Insured depository institutions below the new threshold that meet the statute's qualifying criteria, such as being well-managed, would be eligible for federal banking agency examinations no less than once every 18 months rather than on the existing schedule. The bill is a two-provision amendment with no other operative sections in the provided text.

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