State-Based Education Loan Awareness Act
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Summary
This bill amends the Higher Education Act to exclude state-based education loan programs from certain federal preferred lender arrangement requirements. A state-based program is defined as one operated by a state agency, authority, or nonprofit organization that makes non-federally-funded loans with interest rates and fees at least as favorable as federal Direct PLUS loans, and is available only to borrowers who have been informed by their institution about federal loan options and benefits.
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