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S.J.Res. 149 (119th Congress)Introduced
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A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Truth in Lending (Regulation Z); Consumer Protections for Home Sales Financed Under Contracts for Deed".

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Summary

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This joint resolution uses the Congressional Review Act to disapprove a Bureau of Consumer Financial Protection rule that withdrew consumer protections for home sales financed under contracts for deed. If passed, the resolution would prevent the withdrawal rule from taking effect, thereby preserving the original Truth in Lending (Regulation Z) protections for such transactions. The resolution was introduced in March 2026 and discharged from committee in April 2026, but a motion to proceed was rejected in the Senate.

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